growth rate – Local Collectors Post http://www.localcollectorspost.org/ Mon, 14 Mar 2022 10:44:32 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://www.localcollectorspost.org/wp-content/uploads/2021/03/locacollectorspost-icon-70x70.png growth rate – Local Collectors Post http://www.localcollectorspost.org/ 32 32 Global Digital Finance Market 2022 Research Targets, Future Estimates and Segmentation Analysis to 2028 – The Bite https://www.localcollectorspost.org/global-digital-finance-market-2022-research-targets-future-estimates-and-segmentation-analysis-to-2028-the-bite/ Mon, 14 Mar 2022 01:24:48 +0000 https://www.localcollectorspost.org/global-digital-finance-market-2022-research-targets-future-estimates-and-segmentation-analysis-to-2028-the-bite/

MarketQuest.biz published a Global Digital Finance Market from 2022 to 2028 Research report that examines the industry, key market trends, historical and forecast market data. The research includes a market overview as well as definitions and applications. In terms of volume and value, the market is segmented by application, type and geography.

This study was designed to show potential future trends and opportunities in the global Digital Finance market. Several Drivers and Obstacles, Opportunities and Issues are explored within the anticipated period on the basis of the present study of the market. The study also examines market regional patterns that could impact growth between 2022 and 2028. The study helps discover new marketing opportunities and gives a complete picture of the global digital finance market.

DOWNLOAD FREE SAMPLE REPORT: https://www.marketquest.biz/sample-request/49144

To calculate the market size, variables such as import and export, restrictions in different countries, inflation, socio-economic factors, legal and political issues, and other micro-elements within the company were studied. For all segments and sub-segments, this study provides estimated and expected market size and compound annual growth rate for nations and regions.

The following manufacturers are represented on the global marketplace:

  • Urban FT
  • kony
  • back panel
  • technology
  • Infosys finacle
  • NCR Corporation
  • China Everbright Group
  • Yonyou
  • WBF group
  • Alkami
  • Q2 stocks
  • finastra
  • JUICE
  • mobilearth
  • temenos
  • FIS Global
  • fisherv
  • oracle
  • Crealogix
  • Tata Consulting Services
  • Sopra banking software
  • Intellect Design Arena
  • I transcend
  • Innofis
  • D3 banking technology
  • Misys

Market Segmentation by Application:

  • infrastructure
  • payment and billing
  • financing financing
  • investment management
  • insurance

The market has been split, as has the product category:

  • internet payment
  • Mobile payment
  • Online Banking Service
  • Financial services outsourcing
  • online loan
  • online insurance
  • online funds

Geographic market segmentation:

  • North America (United States, Canada and Mexico)
  • Europe (Germany, France, UK, Russia, Italy and Rest of Europe)
  • Asia Pacific (China, Japan, Korea, India, Southeast Asia and Australia)
  • South America (Brazil, Argentina, Colombia and Rest of South America)
  • Middle East and Africa (Saudi Arabia, United Arab Emirates, Egypt, South Africa and Rest of Middle East and Africa)

ACCESS THE FULL REPORT: https://www.marketquest.biz/report/49144/global-digital-finance-market-2021-by-key-countries-companies-type-and-application

The results of the study are reported in the next section of the chapter. Our analysts provide all the data clients need to set long-term strategic growth strategies and policies. In order to provide financiers with expert insights into the global digital finance market trends and to forecast and provide them correctly, the analyst studies the company’s size, distribution, trends and overall revenue.

Customization of the report:

This report can be customized to the customer’s requirements. Please contact our sales team (sales@marketquest.biz) who will ensure you receive a report that suits your needs. You can also contact our executives at 1-201-465-4211 to share your research needs.

Contact us
Mark Stein
Head of Business Development
Phone: 1-201-465-4211
E-mail: sales@marketquest.biz

]]>
Online Loan Market 2022 Recent Trends and Growth Forecast to 2030 | Upstart, Funding Circle, Prosper, CircleBack Lending etc. – The Bollywood Ticket https://www.localcollectorspost.org/online-loan-market-2022-recent-trends-and-growth-forecast-to-2030-upstart-funding-circle-prosper-circleback-lending-etc-the-bollywood-ticket/ Sat, 12 Mar 2022 10:24:17 +0000 https://www.localcollectorspost.org/online-loan-market-2022-recent-trends-and-growth-forecast-to-2030-upstart-funding-circle-prosper-circleback-lending-etc-the-bollywood-ticket/

online credit market

Online credit market: key insights

The latest research report, titled “Global Online Credit Market Insights 2022 and Forecast 2030, which includes an overview and in-depth study of factors believed to have a greater impact on the future course of the market, such as: Market size, share, different industry dynamics, online lending market companies, regional domestic market analysis, value chain analysis, consumption, demand, key application areas and more. The study also talks about key areas of the industry such as products or services offered, downstream areas, end customers, historical data figures on revenue and sales, market context and more.

Online Lending Market: Competitive Landscape and Key Developments Upstart, Funding Circle, Prosper, CircleBack Lending, Peerform, Lending Club, Zopa, Daric, Pave, Mintos, Lendix, RateSetter, Canstar, Faircent and more…

Get Exclusive Sample Pages Of Online Loan Market – Impact Of COVID-19 And Global Analysis With Strategic Insights At: https://www.globmarketreports.com/request-sample/200876

Our Research Analyst has implemented a free PDF sample report copy as per your research requirement, which also includes an impact analysis from COVID-19 on online lending market size

The COVID-19 Outbreak:Global Online Loans Market study includes current status, percentage, future patterns, development rate, SWOT exam, and distribution channels to anticipate growth scenarios over 2022-2030. It aims to recommend an analysis of the market in terms of growth trends, prospects and player contribution to the market development.

Market segment by type, the product can be divided into: On-premise cloud basedMarket segment by application split into: individuals companies

Global Online Lending Market, By Geography:

Asia Pacific (Vietnam, China, Malaysia, Japan, Philippines, Korea, Thailand, India, Indonesia and Australia)• Europe (Turkey, Germany, Russia, UK, Italy, France etc.)• North America (US, Mexico and Canada.)• South America (Brazil etc)• The Middle East and Africa (GCC countries and Egypt.)

Years considered to estimate market size:history year: 2015-2022base year: 2022Estimated year: 2022forecast year: 2022-2030

Direct purchase copy of the market research study on functional proteins at:https://www.globmarketreports.com/buynow/200876/global-online-loans-market

Reasons to buy:

  • Gather strategically important competitive information, analysis and insights to formulate effective R&D strategies.
  • Identify emerging players with potentially strong product portfolios and develop effective counter-strategies to gain competitive advantage.
  • Assign potential new customers or partners to the target group.
  • Develop tactical initiatives by understanding the focus areas of leading companies.
  • Plan mergers and acquisitions commendably by identifying top manufacturers.
  • Formulate corrective actions for pipeline projects by understanding pipeline depth of online loans.
  • Develop and shape in-licensing and out-licensing strategies by identifying potential partners with the most attractive projects to improve and expand business potential and scope.
  • The report will be updated with the latest data and will be sent to you within 2-4 business days of placing your order.
  • Suitable for supporting your internal and external presentations with reliable, high-quality data and analysis.
  • Build regional and country strategies based on local data and analysis.

Some important TOC points:

1. Overview of the online loan market1.1 Introduction1.2 Scope1.3 Assumptions1.4 Players Covered1.5 Market Analysis by Type1.5.1 Global Online Lending Market Size Growth Rate by Type (2022-2030)1.5.2 …1.6 Market by Application1.6.1 Global Online Lending Market Share by Application (2022 -2030) 1.6.2 Application 12. Summary3. Online Lending Market Analysis by Type (Historical 2016-2022)3.1 Global Online Lending Market Size Analysis (Million USD) 2016-20223.1.1 Type 13.1.2…3.2 Global Online Lending Market Share Analysis by Type (%) 2016-20224. Online Lending Market Analysis by Application (Historically 2016-2022)4.1 Global Nanoscale Smart Materials Market Size Analysis (US$ Mn) 2016-20224.1.1 Application 14.1.2 Application 24.1.3 Application 34.2 Global Online Loans Market Share Analysis by Application (%) 2016-20225. Online Lending Market Analysis by Regions (Historical 2016-2022)5.1 Global Online Loans Market Size Analysis (Million USD) 2016-20225.1.1 Online Loans Market Share by Region (2016-2022)5.1.2 United States5.1.3 Europe5.1.4 China5.1.5 Japan5.1.6 India5.1.7 Rest of World6. Analysis of key companies/company profileContinuation ………..

More information with complete table of contents: https://www.globmarketreports.com/industry-reports/200876/online-loans-market

Customization of the report: Global Market Reports offers customization of reports according to your needs. This report can be customized to suit your needs. Contact our sales team who are guaranteed to provide you with a report that suits your needs.

Get the customization of [email protected]: https://www.globmarketreports.com/request-customization/200876

Contact us:Global Market Reports17224 S. Figueroa Street, Gardena, California (CA) 90248, United StatesCall: +1 915 229 3004 (US)+44 7452 242832 (UNITED KINGDOM)Website: www.globmarketreports.com

]]>
Ghitha Holding PJSC (ADX:GHITHA) Shares are on an Uptrend: Are Strong Financials Driving the Market? https://www.localcollectorspost.org/ghitha-holding-pjsc-adxghitha-shares-are-on-an-uptrend-are-strong-financials-driving-the-market/ Thu, 10 Mar 2022 02:19:23 +0000 https://www.localcollectorspost.org/ghitha-holding-pjsc-adxghitha-shares-are-on-an-uptrend-are-strong-financials-driving-the-market/

Shares of Ghitha Holding PJSC (ADX:GHITHA) are up 116% in the past three months. Given the company’s impressive performance, we decided to take a closer look at its financial metrics, as a company’s long-term financial health usually dictates market outcomes. In particular, we will pay attention to the ROE of Ghitha Holding PJSC today.

ROE or return on equity is a useful tool for evaluating how effectively a company can generate returns on the investment it has received from its shareholders. In other words, it is a profitability ratio that measures the rate of return on capital contributed by the company’s shareholders.

See our latest analysis for Ghitha Holding PJSC

How do you calculate return on equity?

the ROE formula East:

Return on equity = Net income (from continuing operations) ÷ Equity

So, based on the above formula, the ROE for Ghitha Holding PJSC is:

15% = د.إ34m ÷ د.إ219m (Based on the last twelve months to September 2021).

The “yield” is the profit of the last twelve months. One way to conceptualize this is that for every AED1 of share capital it has, the company has made a profit of AED 0.15.

Why is ROE important for earnings growth?

We have already established that ROE serves as an effective profit-generating indicator for a company’s future earnings. We now need to assess how much profit the company is reinvesting or “retaining” for future growth, which then gives us an idea of ​​the company’s growth potential. Assuming all else is equal, companies that have both a higher return on equity and better earnings retention are generally the ones with a higher growth rate compared to companies that don’t. same characteristics.

A side-by-side comparison of Ghitha Holding PJSC’s earnings growth and 15% ROE

At first glance, there is not much to say about the ROE of Ghitha Holding PJSC. Although further investigation shows that the company’s ROE is above the industry average of 9.2%, which we certainly cannot ignore. This likely partly explains Ghitha Holding PJSC’s moderate growth of 9.4% over the past five years, among other factors. That being said, the company has a slightly weak ROE to start with, just that it’s above the industry average. Therefore, earnings growth could also be the result of other factors. For example, it is possible that the industry at large is going through a phase of strong growth or that the company has a low distribution rate.

Then, comparing with the net income growth of the industry, we found that the growth of Ghitha Holding PJSC is quite high compared to the industry average growth of 7.7% over the same period, which is great to have.

ADX: GHITHA Past Earnings Growth March 10, 2022

Earnings growth is an important metric to consider when evaluating a stock. The investor should try to establish whether the expected growth or decline in earnings, as the case may be, is taken into account. By doing so, he will get an idea if the title is heading for clear blue waters or if swampy waters await. A good indicator of expected earnings growth is the P/E ratio which determines the price the market is willing to pay for a stock based on its earnings outlook. Thus, you may want to check whether Ghitha Holding PJSC is trading on a high P/E or a low P/E, relative to its industry.

Does Ghitha Holding PJSC effectively reinvest its profits?

Ghitha Holding PJSC does not currently pay any dividends, which basically means that it has reinvested all of its profits back into the business. This certainly contributes to the decent number of earnings growth we discussed above.

Conclusion

Overall, we are quite satisfied with the performance of Ghitha Holding PJSC. In particular, we appreciate the fact that the company reinvests heavily in its business at a moderate rate of return. Unsurprisingly, this led to impressive earnings growth. If the company continues to increase earnings as it has, it could have a positive impact on its share price given how earnings per share influence prices over the long term. Let’s not forget that business risk is also one of the factors that affect the stock price. This is therefore also an important area for investors to pay attention to before making a decision on a company. You can see the 2 risks we have identified for Ghitha Holding PJSC by visiting our risk dashboard for free on our platform here.

This Simply Wall St article is general in nature. We provide commentary based on historical data and analyst forecasts only using unbiased methodology and our articles are not intended to be financial advice. It is not a recommendation to buy or sell stocks and does not take into account your objectives or financial situation. Our goal is to bring you targeted long-term analysis based on fundamental data. Note that our analysis may not take into account the latest announcements from price-sensitive companies or qualitative materials. Simply Wall St has no position in the stocks mentioned.

]]>
How Online Credit Aggregators Contribute To Retail Credit Penetration In UAE https://www.localcollectorspost.org/how-online-credit-aggregators-contribute-to-retail-credit-penetration-in-uae/ Wed, 09 Mar 2022 06:05:52 +0000 https://www.localcollectorspost.org/how-online-credit-aggregators-contribute-to-retail-credit-penetration-in-uae/

Ken Research Pvt. GmbH

UAE Online Lending Aggregators Market Research Report includes BankOnUs Credit Cards Online Market Revenue, UAE Online Aggregators Commission Rates, UAE Impact of COVID 19 on Lending Industry, UAE Loans Outstanding Emirates in AED, UAE loan disbursement fee rates and the future of online loan aggregators market in UAE, Future outlook for retail lending and online loan aggregators, Impact of COVID 19 on UAE lending industry, Major lending providers in the UAE, online brokers vs online loan industry in UAE, online loan market in UAE, PolicyBazaar UAE credit card revenue, PolicyBazaar UAE online loan market share, PolicyBazaar UAE personal loan revenue, credit aggregator revenue in d en UAE, UAE Souqalmal personal loan income, UAE cash loans, UAE online loan market, UAE online credit card market, UAE fintech market.

Gurugram, India, March 09, 2022 (GLOBE NEWSWIRE) — The banking industry in the UAE is a highly fragmented field with approximately 60 national and international banks present in the country. After the 2016 oil crisis, UAE banks suffering from high NPAs tended to be more cautious when lending to businesses and individuals in particular, increasing refusal rates. Even now, banks generally avoid lending to expats (sometimes with additional eligibility requirements), preferring to lend to nationals working in government jobs. Because of this, expats (population 8.5m) are often seen resorting to credit aggregators.

Personal loans including Personal Loans, Credit Cards, Mortgage/Home Loans, Auto Loans are the second most requested credit category in the UAE. With minimal documentation and approval criteria, personal loans in UAE are mainly acquired for home renovations, travel, repayment of other loans, etc. In recent years, outstanding personal loans in the UAE have gained momentum due to increased demand from the workforce in Dubai & Northern Emirates regions. However, given similar documentation and approval criteria, one must assume that demand for credit cards will follow a similar trend. On the contrary, credit card transactions have declined due to the limited availability of merchant banking infrastructure, making credit card use restricted and challenging.

Request sample report @ https://www.kenresearch.com/sample-report.php?Frmdetails=MzM3MDc0

In the last 2-3 years, property prices in the UAE followed a downward trend and reached an average price of AED 2.58 million by 2019, shifting from investor-led market to owner-occupied market. Obtaining a home loan in the UAE is a costly and time-consuming process, so consumers often turn to online aggregator services to either compare loan prices or get assistance with the entire loan acquisition process.

Instead of buying a new car, consumers have switched to alternative options such as car leasing, car subscriptions or buying a used car in recent years. This, in turn, has reduced the country’s auto sales year by year, which in turn has negatively impacted the demand for auto loans in the country. However, car dealerships often have ties with multiple banks, thus helping buyers with loan negotiations and fee negotiations, which is one of the main reasons consumers avoid favoring online aggregator services.

SME loans can be an area of ​​great potential for online aggregators. According to the 2018 Dubai SME Report, 400,000 MSMEs contribute ~40% to GDP and employ 42% of the city’s workforce. However, due to credibility issues and non-compliance with collateral requirements, SMEs in the UAE suffer from a 60-65% rejection rate, which is why they often find themselves mainly relying on self-financing options or on aggregators for loan brokerage.

The COVID-19 pandemic has made the industry aware of the importance of online operations and has led to a major shift in consumer behavior as consumers prefer contactless online services. Such a situation is expected to present an opportunity for online loan aggregators, which is expected to generate huge growth from increased traffic and leads.

Covered Companies: –

  • YallaCompare

  • Souqalmal

  • BankOnUs

  • Political bazaar UAE

  • SoulWallet

  • UAE Cash Loan

Time Period Covered in Report: –

historical period: 2015-2019

forecast period: 2020-2024

Key Topics Covered in the Report:-

  • Socio-demographic, economic and banking scenario in the UAE

  • Snapshot of credit scenario in United Arab Emirates segmented into commercial and industrial loans, personal loans, government loans, public loans and loans to financial institutions

  • Retail credit scenario segmented by Personal Loans, Credit Cards, Mortgage/Home Loans, Auto Loans, and others

  • Gaps in the traditional lending industry filled by online lending aggregators

  • Online Loan Aggregator Industry in UAE with business model followed

  • End-to-end customer journey followed

  • The technological and operational structure followed

  • Regulatory Landscape in the UAE Credit Industry

Competitive landscape including overview, ecosystem and cross comparison between major players on the basis of operations, loan providers, product portfolio, strengths and weaknesses analysis, website features

company profiles-YallaComapre, Souqalmal, BankOnUs, PolicyBazaar UAE, SoulWallet, UAE Cash Loan

International case studies – PaisaBazaar (India), Money Super Market (UK)

Future prospects for retail loans and online loan aggregators

Effects of COVID 19

Online Loan Aggregator Market UAE

Online loan industry in UAE

Online loan market in UAE

PolicyBazaar UAE Credit Card Revenue

PolicyBazaar UAE Online Loans Market Share

PolicyBazaar Personal Loan Income in UAE

Revenue Loan Aggregators UAE

Souqalmal UAE Personal Loan Income

Online loan market for cash loans in UAE

UAE Credit Cards Online Market

UAE fintech market

Online Aggregator Services Market in United Arab Emirates

Online Car Loan Market in United Arab Emirates

UAE Online Sales Loans UAE

UAE Online Loan Aggregator Industry

For more information about the research report click on the following link:-

Industry of UAE online loan aggregators

Related Reports by Ken Research:-

Indonesia Online Loan & Insurance Industry Outlook to 2024: Compelling incumbents to drive growth through product development and international expansion

With more than 150 registered insurers, Indonesia lags behind other Asian countries in terms of insurance penetration rate (2.8% versus a global average rate of 6.1%). Insurance in Indonesia is usually only purchased due to legal requirements and those who buy it out of necessity usually opt for packages that include additional benefits such as repair coverage, prescription drug cost coverage, etc. Of the numerous types of insurance offered in the country, is life It has been observed that insurance companies are leading with a market share of >40% and are gaining in importance primarily through corporate benefits and investment-linked products.

Singapore Auto Finance Market Outlook to 2025 – Driven by Green Auto Loans, Growing Digital Advancements and Rising Number of Financial Aggregators

The auto finance market in Singapore has been observed to be in the growth phase in 2015-2020 due to increasing digital advancements to simplify the loan application process, emerging eco-friendly auto loans, the introduction of financial aggregators and more. The auto finance industry in Singapore had grown at a CAGR of 0.7% based on disbursed auto loans and 2.2% based on outstanding auto loans in 2015-20. The CAGR was comparatively low as fewer cars were financed in 2020 due to COVID-19. As of 2020, an average of 85-90% of vehicles sold in Singapore were financed, with around 65% of the cost borrowed from Auto Financial Institutions.

Philippine Auto Finance Market Outlook to 2024 – Growing importance of self-financing and growth in used car sales support auto loan disbursements

The auto finance market has played a compelling role in the overall contribution to GDP (constant prices) in the Philippine economy, with a value contribution of more than 25% in terms of outstanding auto loans through the end of 2019 (preliminary). The auto finance market in the Philippines is fairly new and has not been able to penetrate the country. There is a lack of knowledge and awareness in the country, leading to the problem that people choose to buy cash instead of making financial payments. Main operations are carried out by two types of companies namely banks and subsidiaries and non-bank financial institutions. The only captive financing operating in the country is Toyota Financial Services Philippines and otherwise there is a dearth of captive financial institutions.

Thailand Auto Finance Market Outlook to 2024: Increasing importance of bank captive finance companies and loan portfolios acting as a catalyst for market growth

The auto finance market has played a compelling role in the overall contribution to GDP in the Thai economy with a valuable contribution of ~ in terms of auto loans disbursed by the end of 2019. The market exhibits similar trends that are quite consistent with the domestic vehicle sales market, qualitatively & quantitatively. After a breakout in 2015, the market is currently in its recovery phase and is showing a slow growth rate. The size of the Thai auto finance market in terms of outstanding auto loans increased in the period 2014-2019P, thus recording a positive CAGR over the same period. Growth factors include lower lending rates, growth in new and used car sales, rising household disposable income and higher farm incomes, as well as ongoing technological advances mandated by the government and the adoption of digitization by all the country’s major financial institutions.

Contact us:

Ken Research
Ankur Gupta, Head of Marketing & Communications
Support@kenresearch.com
+91-9015378249

CONTACT: Contact Us: Ken Research Ankur Gupta, Head Marketing & Communications Support@kenresearch.com +91-9015378249
]]>
The fundamentals of Bittnet Systems SA (BVB:BNET) look quite solid: could the market be wrong about the stock? https://www.localcollectorspost.org/the-fundamentals-of-bittnet-systems-sa-bvbbnet-look-quite-solid-could-the-market-be-wrong-about-the-stock/ Tue, 08 Mar 2022 05:16:55 +0000 https://www.localcollectorspost.org/the-fundamentals-of-bittnet-systems-sa-bvbbnet-look-quite-solid-could-the-market-be-wrong-about-the-stock/

With its stock down 21% over the past month, it’s easy to overlook Bittnet Systems (BVB:BNET). But if you pay close attention, you might realize that its strong financials could mean the stock could potentially see a long-term rise in value, as the markets generally reward companies in good financial shape. In this article, we decided to focus on the ROE of Bittnet Systems.

Return on equity or ROE is an important factor for a shareholder to consider as it tells them how much of their capital is being reinvested. In other words, it is a profitability ratio that measures the rate of return on capital contributed by the company’s shareholders.

See our latest analysis for Bittnet Systems

How to calculate return on equity?

the return on equity formula East:

Return on equity = Net income (from continuing operations) ÷ Equity

So, based on the formula above, the ROE for Bittnet Systems is:

24% = 12m RON ÷ 49m RON (Based on the last twelve months to September 2021).

The “yield” is the profit of the last twelve months. This therefore means that for each RON1 of its shareholder’s investments, the company generates a profit of RON0.24.

What is the relationship between ROE and earnings growth?

We have already established that ROE serves as an effective profit-generating indicator for a company’s future earnings. Depending on how much of those earnings the company reinvests or “keeps”, and how efficiently it does so, we are then able to gauge a company’s earnings growth potential. Assuming all else is equal, companies that have both a higher return on equity and better earnings retention are generally the ones with a higher growth rate compared to companies that don’t. same characteristics.

A side-by-side comparison of Bittnet Systems’ earnings growth and 24% ROE

First, we recognize that Bittnet Systems has a significantly high ROE. Second, a comparison to the average industry-reported ROE of 16% also does not go unnoticed for us. This likely paved the way for the modest 12% net income growth seen by Bittnet Systems over the past five years. growth

Then, comparing Bittnet Systems’ net income growth with the industry, we found that the company’s reported growth is similar to the industry average growth rate of 14% over the same period.

BVB: BNET Past Earnings Growth March 8, 2022

The basis for attaching value to a company is, to a large extent, linked to the growth of its profits. The investor should try to establish whether the expected growth or decline in earnings, as the case may be, is taken into account. This will help him determine if the future of the stock looks bright or ominous. A good indicator of expected earnings growth is the P/E ratio which determines the price the market is willing to pay for a stock based on its earnings outlook. So, you might want to check if Bittnet Systems is trading on a high P/E or a low P/E, relative to its industry.

Does Bittnet Systems effectively reinvest its profits?

Since Bittnet Systems does not pay any dividends to its shareholders, we infer that the company has reinvested all its profits to grow its business.

Summary

Overall, we feel that Bittnet Systems’ performance has been quite good. In particular, it is good to see that the company is investing heavily in its business, and together with a high rate of return, this has led to significant growth in its profits. If the company continues to increase its earnings as it has, it could have a positive impact on its share price given how earnings per share influence prices over the long term. Not to mention that stock price results also depend on the potential risks that a company may face. It is therefore important for investors to be aware of the risks associated with the business. To learn about the 4 risks we have identified for Bittnet Systems, visit our risk dashboard for free.

This Simply Wall St article is general in nature. We provide commentary based on historical data and analyst forecasts only using unbiased methodology and our articles are not intended to be financial advice. It is not a recommendation to buy or sell stocks and does not take into account your objectives or financial situation. Our goal is to bring you targeted long-term analysis based on fundamental data. Note that our analysis may not take into account the latest announcements from price-sensitive companies or qualitative materials. Simply Wall St has no position in the stocks mentioned.

]]>
SJVN Limited (NSE:SJVN) stock strengthens but fundamentals look weak: what implications could this have for the stock? https://www.localcollectorspost.org/sjvn-limited-nsesjvn-stock-strengthens-but-fundamentals-look-weak-what-implications-could-this-have-for-the-stock/ Fri, 04 Mar 2022 02:40:32 +0000 https://www.localcollectorspost.org/sjvn-limited-nsesjvn-stock-strengthens-but-fundamentals-look-weak-what-implications-could-this-have-for-the-stock/

Most readers already know that shares of SJVN (NSE:SJVN) are up a significant 6.2% over the past week. However, we have decided to pay close attention to its weak finances as we doubt the current momentum will continue given the scenario. In particular, we will be paying attention to SJVN’s ROE today.

ROE or return on equity is a useful tool for evaluating how effectively a company can generate returns on the investment it has received from its shareholders. In other words, it is a profitability ratio that measures the rate of return on capital contributed by the company’s shareholders.

See our latest analysis for SJVN

How is ROE calculated?

the ROE formula East:

Return on equity = Net income (from continuing operations) ÷ Equity

So, based on the above formula, the ROE for SJVN is:

12% = ₹16 billion ÷ ₹134 billion (based on the last twelve months to December 2021).

“Yield” refers to a company’s earnings over the past year. This means that for every ₹1 of equity, the company generated ₹0.12 of profit.

Why is ROE important for earnings growth?

So far we have learned that ROE is a measure of a company’s profitability. We now need to assess how much profit the company is reinvesting or “retaining” for future growth, which then gives us an idea of ​​the company’s growth potential. Assuming everything else remains unchanged, the higher the ROE and earnings retention, the higher a company’s growth rate compared to companies that don’t necessarily exhibit these characteristics.

A side-by-side comparison of SJVN earnings growth and 12% ROE

At first glance, SJVN’s ROE does not look very promising. However, since the company’s ROE is similar to the industry average ROE of 12%, we can spare it some thought. We can see that SJVN grew at an average five-year net income growth rate of 2.8%, which is a bit lower. Keep in mind that the company’s ROE is not very high. Therefore, this provides some context to the weak earnings growth the company is seeing.

We then compared SJVN’s net income growth with the industry and found that the company’s growth figure is lower than the industry average growth rate of 13% over the same period, which is a little worrying.

NSEI: SJVN Past Earnings Growth March 4, 2022

Earnings growth is an important factor in stock valuation. It is important for an investor to know whether the market has priced in the expected growth (or decline) in the company’s earnings. By doing so, they will get an idea if the stock is headed for clear blue waters or if swampy waters are waiting. Has the market priced in SJVN’s future prospects? You can find out in our latest infographic research report on intrinsic value

Does SJVN effectively reinvest its profits?

With a high three-year median payout ratio of 55% (or a retention rate of 45%), most of SJVN’s earnings are paid out to shareholders. This certainly contributes to the weak earnings growth the company has seen.

Additionally, SJVN has paid dividends over a period of at least ten years, which means the company’s management is committed to paying dividends even if it means little or no earnings growth.

Summary

All in all, we would find it hard to think before deciding on any investment action regarding SJVN. The company has experienced a lack of earnings growth due to the fact that it retains very little profit and what little it retains is reinvested at a very low rate of return. In short, we believe the company is risky and investors should think twice before making a final judgment on this company. Our risk dashboard will contain the 1 risk we have identified for SJVN.

This Simply Wall St article is general in nature. We provide commentary based on historical data and analyst forecasts only using unbiased methodology and our articles are not intended to be financial advice. It is not a recommendation to buy or sell stocks and does not take into account your objectives or financial situation. Our goal is to bring you targeted long-term analysis based on fundamental data. Note that our analysis may not take into account the latest announcements from price-sensitive companies or qualitative materials. Simply Wall St has no position in the stocks mentioned.

]]>
Flat Glass Group Co., Ltd. (HKG:6865) The stock has shown weakness lately, but financials look solid: should potential shareholders take the plunge? https://www.localcollectorspost.org/flat-glass-group-co-ltd-hkg6865-the-stock-has-shown-weakness-lately-but-financials-look-solid-should-potential-shareholders-take-the-plunge/ Sun, 27 Feb 2022 02:13:36 +0000 https://www.localcollectorspost.org/flat-glass-group-co-ltd-hkg6865-the-stock-has-shown-weakness-lately-but-financials-look-solid-should-potential-shareholders-take-the-plunge/

With its stock down 8.7% over the past month, it’s easy to overlook Flat Glass Group (HKG: 6865). However, stock prices are usually determined by a company’s long-term financial performance, which in this case looks quite promising. In this article, we decided to focus on Flat Glass Group’s ROE.

Return on Equity or ROE is a test of how effectively a company increases its value and manages investors’ money. In simpler terms, it measures a company’s profitability relative to equity.

See our latest analysis for Flat Glass Group

How to calculate return on equity?

the return on equity formula East:

Return on equity = Net income (from continuing operations) ÷ Equity

So, based on the above formula, the ROE for Flat Glass Group is:

22% = CN¥2.5b ÷ CN¥11b (Based on past twelve months to September 2021).

The “return” is the annual profit. So this means that for every HK$1 investment of its shareholder, the company generates a profit of HK$0.22.

What is the relationship between ROE and earnings growth?

So far, we have learned that ROE measures how efficiently a company generates its profits. We now need to assess how much profit the company is reinvesting or “retaining” for future growth, which then gives us an idea of ​​the company’s growth potential. Generally speaking, all things being equal, companies with high return on equity and earnings retention have a higher growth rate than companies that do not share these attributes.

Flat Glass Group profit growth and 22% ROE

For starters, Flat Glass Group has a pretty high ROE, which is interesting. Second, even when compared to the industry average of 10%, the company’s ROE is quite impressive. As a result, Flat Glass Group’s outstanding 39% net profit growth over the past five years comes as no surprise.

Then, comparing with the industry net income growth, we found that Flat Glass Group’s growth is quite high compared to the average industry growth of 21% over the same period, which is great to see.

SEHK: 6865 Past Earnings Growth Feb 27, 2022

Earnings growth is an important metric to consider when evaluating a stock. The investor should try to establish whether the expected growth or decline in earnings, as the case may be, is taken into account. This then helps them determine whether the action is placed for a bright or bleak future. Is Flat Glass Group correctly valued compared to other companies? These 3 assessment metrics might help you decide.

Is Flat Glass Group effectively using its retained earnings?

Although the company has paid a portion of its dividend in the past, it currently does not pay any dividend. This is probably what explains the strong earnings growth discussed above.

Summary

Overall, we are quite satisfied with the performance of Flat Glass Group. Specifically, we like that the company reinvests a large portion of its earnings at a high rate of return. This of course caused the company to see substantial growth in profits. That said, the company’s earnings growth is expected to slow, as expected in current analyst estimates. Are these analyst expectations based on general industry expectations or company fundamentals? Click here to access our analyst forecast page for the company.

This Simply Wall St article is general in nature. We provide commentary based on historical data and analyst forecasts only using unbiased methodology and our articles are not intended to be financial advice. It is not a recommendation to buy or sell stocks and does not take into account your objectives or financial situation. Our goal is to bring you targeted long-term analysis based on fundamental data. Note that our analysis may not take into account the latest announcements from price-sensitive companies or qualitative materials. Simply Wall St has no position in the stocks mentioned.

]]>
Medical Properties Trust: 5.5% return, oversold and undervalued (NYSE: MPW) https://www.localcollectorspost.org/medical-properties-trust-5-5-return-oversold-and-undervalued-nyse-mpw/ Fri, 18 Feb 2022 14:15:00 +0000 https://www.localcollectorspost.org/medical-properties-trust-5-5-return-oversold-and-undervalued-nyse-mpw/

Branston and Twiglet/iStock via Getty Images

With America’s aging comes rising health care costs, which have risen further in 2020 due to the pandemic. U.S. hospital spending grew 6.4% in 2020, reaching $1.3 trillion, while physician and clinical services spending was $809.5 billion in 2020, up 5 .4%. National personal health care spending was $4.1 trillion. (CMS.gov website)

Medical Properties Trust (MPW) is a REIT established in 2003 to acquire and develop net-lease hospital facilities. Since its founding in 2003 in Birmingham, Alabama, the company has become the world’s second-largest non-governmental owner of hospitals, with 438 properties and 46,000 licensed beds in 32 US states in its $22.3 billion portfolio. dollars.

MPW mainly works with long-term net leases of 10 to 20 years, 95% of which are head leases, which are in cross default. Its leases have annual inflation-based or fixed rent escalations, which protects it from inflation.

In 2013, MPW acquired 11 properties in Germany from RHM Klinik for $245 million, representing the first hospital transaction outside the United States by a US REIT.

The United States represents 60% of MPW’s assets, with 20% in the United Kingdom, 5.8% in Switzerland, 5.6% in Germany, 4.7% in Australia and 1.2% in Spain being its main regional exhibitions.

Texas is MPW’s largest exposure in the United States, with 9.7%, followed by California, Florida, Utah and Massachusetts:

Pro forma MPW gross assets by country

MPW website

us map

MPW website

Hospitals make up the lion’s share of MPW’s portfolio, accounting for approximately 93% of it, with general acute care hospitals at 72.5%, followed by behavioral health facilities at 11.5%, and hospitals inpatient rehabilitation at 9.2%:

Types of MPW Assets

MPW website

Performance:

MPW iPod in 2005 at $10.50/share. Since hitting an all-time high of over $24 in January 2022, it has nosedived, falling back to ~$20.50. It looks very oversold on its Slow Stochastic chart:

long term MPW chart

fnvz

MPW has underperformed the hospital stocks sector, the broader healthcare sector and the S&P 500 over the past month, quarter, year and so far in 2022:

MPW Performance Chart

Hidden Dividend Stocks More

Earnings:

Although its price/share performance was very poor, you can’t blame it on MPW’s earnings. The fourth quarter of 2021 saw continued strong earnings performance, with double-digit growth across the board. The number of shares increased by 11.25% in 2021.

MPW results ttm 2021

Hidden Dividend Stocks More

Orientation 2022:

“Based on year-to-date transactions, as well as an assumed pro forma capital structure for the completion of the partnership with Macquarie and other additional debt or equity transactions (resulting in a ratio net debt to EBITDA of approximately 6.0 times), MPT expects an annual rate of $1.16 to $1.20 per diluted share for net income and $1.81 to $1.85 per diluted share for NFFO.” (MPW Q4 ’21 version)

The range of $1.81 to $1.85 for 2022 Normalized Operating Funds, NFFO, represents modest growth of ~3 to ~6% from 2021.

New developments:

MPW acquired in early December the 50% stake previously held by its joint venture partner in an acute general hospital operated by IMED Hospitales in Valencia, Spain, for an additional investment of approximately 46 million euros.

The previously announced $135 million sale of Capital Medical Center in Olympia, WA, along with $46 million of other property disposals, was completed in December, for a total real estate gain of nearly $44 million.

MPW has begun construction of a replacement hospital for Steward Health Care System’s (“Steward”) Wadley Regional Medical Center in Texarkana, Texas, for a total planned investment of approximately $169 million in the fourth quarter.

In February, management agreed to sell a 99-bed acute care general hospital in Dodge City, Kansas, for $63 million.

MPW’s previously announced partnership transaction with Macquarie Infrastructure Partners V involving eight Steward-operated hospitals in Massachusetts is expected to close by the end of the first quarter of 2022.

The previously announced lease agreement with HCA Healthcare for five Utah hospitals currently operated by Steward is expected to close in the first half of 2022.

Dividends:

Although MPW’s dividend yield isn’t as high as some of the other dividend-paying stocks we cover in our articles, MPW has an attractive yield of 5.47%, which is above the average for its industry. Its five-year dividend growth rate is a modest 3.43%. It pays $0.28/quarter and is expected to be ex-dividend on 3/17/22.

MPW Dividend Schedule

Hidden Dividend Stocks More

MPW’s AFFO dividend payout ratio remained stable in 2021, ending the year at 78.53%:

MPW dividend coverage

Hidden Dividend Stocks More

Taxes:

~71% of MPW’s distributions in 2021 are considered ordinary income (further referred to as Section 199A dividends), with ~17% as return of capital and 15% as capital gains.

2021 MPW Dividend Taxes

MPW website

Estimates:

MPW looks undervalued relative to industry averages for hospital stocks on several bases, including P/FFO, where its valuation of 11.91X is 28% below the industry average. Its Price/Book is 24% lower than the average, and its EV/EBITDA of 8.81X is less than half the industry average. Meanwhile, its dividend yield of 5.47% is above the industry average of 5.02%.

MPW Valuations

Hidden Dividend Stocks More

Course Goals and Analyst Upgrades:

Credit Suisse initiated a hedge on MPW on February 1, 2022, with an outperformance rating. MPW has been added to CS’s “Top of the Crop” list, which includes “the most compelling outperformance ideas where CS analysts’ estimates and price targets are above consensus and the consensus is not too bullish”.

Market analysts are much more positive about MPW than Mr. Market. At $20.49, MPW is about 11% below analysts’ low price target of $23.00 and 18.5% below consensus price target of $25.15 .

MPW Price Targets

Hidden Dividend Stocks More

Profitability and leverage:

MPW’s net debt increased by 27% in 2021 as management took on more debt to help fund asset growth – total assets increased by 22% as net investment in real estate assets increased by 21.5%. MPW made a more than $1 billion investment in the UK’s leading behavioral health provider, The Priory Group, in early 2021. It also made a $950 million acquisition of 18 hospitals in additional inpatient behavioral health, as well as a stake in the operating entity of Springstone LLC in October 2021, and a $900 million acquisition of five general acute care hospitals in South Florida from Tenet Healthcare.

MPW’s ROA and ROE both increased in 2021 and continued to exceed hospital industry averages, while the EBITDA margin was lower, at 91.90%, but still well above average.

Net Debt/EBITDA fell from 5.81X to 7.95X in 2021. However, leverage is expected to decline a bit upon closing of the MacQuarie deal by the end of Q1 2022, which is expected report a net MPW of approximately $1.3 billion.

ROE MPW

Hidden Dividend Stocks More

Debt:

There are two maturities coming in 2022 – an interim loan of $650m and $579m in 4% Remarks. Neverthelessthe $1.3 billion agreement with Macquarie will repay its outstanding interim credit facilities, with immediately available liquidity exceeding $1 billion in cash and revolving resources.

MPW has wide access to capital markets – it launched an unsecured €500 million note offering with a coupon of less than 1% in 2021.

MPW Debt Scale

MPW website

Parting Thoughts:

Since its IPO, MPW’s price/share has ~doubled, with a $10,000 investment growing more than 6x, due to dividends. Like other industries, healthcare comes and goes, but is anyone here getting any younger?

We view MPW as a long-term buy based on its low valuations, strong positioning within its industry, attractive yield and experienced management.

Start of total return MPW

Y-Charts

All charts are provided by Hidden Dividend Stocks Plus unless otherwise stated.

]]>
ONLINE: The UW now – Isthmus https://www.localcollectorspost.org/online-the-uw-now-isthmus/ Mon, 14 Feb 2022 22:16:01 +0000 https://www.localcollectorspost.org/online-the-uw-now-isthmus/

press release: Post on the WAA YouTube channel.

February 15: Inflation, the Federal Reserve Dilemma and the Stock Market

As inflation rises, everyone feels the pain in their wallets. Prices rose more than 7% year-on-year, the highest growth rate since 1982, according to the latest consumer price index.

How does this affect the labor market and wages? What action is the Federal Reserve likely to take to reduce inflation? Will government intervention jeopardize the continued recovery of employment? What is the impact of inflation and anticipated Federal Reserve actions on stock markets and the value of the US dollar? What steps can consumers, investors, businesses, and policymakers take to address short- and long-term inflationary pressures?

During the upcoming UW Now Livestream, a panel of leading experts will discuss key issues at the intersection of politics and economics. The conference will be moderated by Mike Knetter, CEO of the Wisconsin Foundation and Alumni Association.

Featured guests:

Kim Ruhl, Ph.D., is the Mary Sue and Mike Shannon Distinguished Chair in Economics and a professor at UW-Madison. He is also Associate Director of the Wisconsin Center for Economic Research (CROWE). Ruhl’s research focuses on international economics, models of firm heterogeneity, and national income accounting. He is currently a research associate at the National Bureau of Economic Research and a sworn special employee at the US Bureau of Economic Analysis, where he studies the ways in which multinational corporations produce and sell goods and services around the world.

Mike Stohler, PhD, is the Chief Investment Officer of the Wisconsin Foundation and Alumni Association. He was selected for the role last month after a nationwide search. Previously, he served as Managing Director of Investments at Washington University (Saint Louis) Investment Management Company (WUIMC). Prior to joining WUIMC, Stohler worked in multi-asset class portfolio management with JP Morgan Private Bank. He began his career as a high school physics teacher in Indiana before earning a doctorate in physics from Purdue University in 2002. He later earned a master’s degree in business administration from the Stern School of Business in New York University.

Brad Tank MBA’82 is an expert in macroeconomics and monetary policy. He is the chief investment officer and managing director of Neuberger Berman, as well as the global head of the Fixed Income Multi-Sector Group. He is a member of the firm’s operating, investment risk and asset allocation committees and the investment strategy committee of the multi-industry fixed income group. He brings 38 years of industry experience in a variety of mutual fund leadership and management roles.

Find the next conferences on uwalumni.com/events. A recording of this livestream will be available on uwalumni.com after the event.

]]>
Prospect Capital Stock: 8% yield, 21% discount, stable dividends (NASDAQ: PSEC) https://www.localcollectorspost.org/prospect-capital-stock-8-yield-21-discount-stable-dividends-nasdaq-psec/ Sun, 13 Feb 2022 14:15:00 +0000 https://www.localcollectorspost.org/prospect-capital-stock-8-yield-21-discount-stable-dividends-nasdaq-psec/

Galeanu Mihai/iStock via Getty Images

We continue to cover business development companies, known as BDCs, in our recent articles in 2022. In the low yield environment, BDCs have emerged in 2021 as an increasingly popular choice for investors. income seeking attractive returns. BDCs offer retail investors exposure to private companies, which are often also funded by venture capitalists. BDCs were trapped in the COVID Crash of 2020, due to uncertainty about how their holding companies would handle the changed environment of lockdowns and sheltering in place.

It turns out that the majority of them did well, with their holdings weathering the storm, which became increasingly evident as the earnings reports came in.

Prospect Capital (PSEC) is one of the largest BDCs in the market, among the top 5 market capitalizations in the sector. Unrecognized PSEC expense has steadily improved over the past 6 quarters, from 0.9% of assets in Q2 ’20 to 0.4% in Q4 ’21.

Profile:

Founded in 2004, New York-based Prospect Capital (PSEC) provides private debt and private equity to middle-market companies in the United States, with a focus on sponsor-backed transactions and loans direct to established owner-operated businesses.

PSEC invests primarily in senior 1st and 2nd lien loans and mezzanine debt, which in some cases include an equity component. It provides capital to middle market companies and private equity financial sponsors for refinancings, leveraged buyouts, acquisitions, recapitalizations, later-stage growth investments and capital expenditures.

It seeks to invest between $10M and $500M per transaction in companies with EBITDA between $5M and $150M, sales value between $25M and $500M and enterprise value between $5 million and $1,000 million. It also finances co-investments for larger transactions. It is one of the largest BDCs, with $6.5 billion in assets under management. Insiders hold a large share of PSEC, at 27.9%. (PSEC website)

Assets:

1st Liens represented 46.7% of PSEC’s portfolio, as of 12/31/21, compared to 49.4% in Q3 21. Other senior secured debt increased to 19.5%, compared to 16.5% in Q3 21. Equity investments represented 23.1%, while subordinated bonds represented 10.6%, as of 12/31/21. 76.8% of PSEC’s investments have underlying guarantees.

The overall portfolio return was 8.1% as of 12/31/21, compared to 9% in Q3 21, while the return on interest-earning assets was 10.6%, compared to 11.6% in Q3 21 :

ports overview

PSEC website

Dividends:

Management stuck with the $0.06 payout, announcing the ex-dividend and payout dates for PSEC’s Q1 22 monthly distributions this week. They usually go ex-dividend in the last week of the month and pay out in the latter part of the following month.

At its 2/11/22 closing price of $8.33, PSEC yields 8.64%. PSEC has a dividend growth rate of -6.5% over 5 years, due to dividend cuts in 2015 and 2017.

dividend schedule

Hidden Dividend Stocks More

PSEC had a positive NII/dividend hedge throughout 2021. We also factored realized gains, to arrive at a net 2021 hedge factor of 1.11X:

dividend coverage

Hidden Dividend Stocks More

Taxes:

Distributions from January to July 2021 had a return of capital of 15.84%, 0% from August to December 2021. The 2021 distributions were composed of 41.6% short-term or interest-related capital gains, 63.48% being Section 163J interest dividends. 97.32% were unqualified.

taxes

PSEC website

Earnings:

PSEC announced its 2nd fiscal quarter, ending 12/31/21, this week.

During the December 2021 quarter, Investment Originations doubled, to $855M, and redemptions increased by approximately $120M, increasing Net Originations 4x, to $411M.

Management also released year-to-date numbers for the current quarter, showing originations of $284 million, repayments of $108 million and net originations of $176 million, so far in 2022:

Origins

PSEC website

The fourth quarter of 2021 saw modest revenue growth, while NII increased by around 5% and NII/Share increased by 4.76%. NAV/share increased 18% to $10.60 from $8.96 in Q4 20.

Calendar year 2021 revenue growth jumped approximately 44%, with NII up 59% and diluted NII/share up approximately 56%. The number of shares increased by 9.65% in 2021:

ttm gains

PSEC website

Estimates:

At its 2/11/22 closing price of $8.33, PSEC is selling at a 21.42% discount to its net asset value of $10.60/share, against an average 6% premium to net asset value for the BDC industry. Additionally, it sells for a price of 10.28X/NII per share, against the industry average of 13.49X, while its EV/EBITDA of 12.93X is also much lower.

Its dividend yield of 8.64% is roughly within industry averages:

valuations

Hidden Dividend Stocks More

Profitability and leverage:

While PSEC’s ROE improved to 6.90%, its ROA and ROE remained below industry averages. EBIT margin remained stable, while EBIT/interest coverage improved to 3.6X, and debt/NAV was slightly lower.

PSEC tends to maintain lower debt leverage than the BDC industry.

deer

Hidden Dividend Stocks More

Performance:

PSEC’s price performance was mixed. It has outperformed the S&P over the past year and so far in 2021, while lagging the BDC averages in 2021 and over the past quarter and month. It has lagged the wider financial sector in all of these periods.

performance

Hidden Dividend Stocks More

Looking back, we show that PSEC has been declining since adolescence. Some income investors have had a disappointing time with PSEC over the years, due to falling prices and 2 dividend cuts in 2015 and 2017.

L.  table of terms

Y-Charts

Debt:

87% of PSEC’s interest-bearing assets are floating rate, while 80% of its assets are fixed rate – good news for the rising rate era we are about to enter. 95% of its floating loans have LIBOR floors at an average of 1.35%:

debt

PSEC website

During the December 2021 quarter, PSEC had $32.6 million of debt issuance in a range of 2.25% to 4.25%, and redeemed/repaid $143.6 million of debt, reducing the debt of $130.95 million:

debt scale

PSEC website

All charts are provided by Hidden Dividend Stocks Plus unless otherwise stated.

]]>